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Business Funding

Funding Solution

Revenue based financing

Financing amount

$1,000 - $2,000,000

Term

3-18 months

Fees from

3% - of the funding amount

Time to fund

up to 48h

Description

About:

YouLend revolutionizes business financing by providing revenue-based capital solutions that align with natural cash flow patterns, eliminating the rigidity of traditional lending. Having deployed billions in funding across nine countries, YouLend has established itself as a global leader in embedded financing solutions that prioritize accessibility and flexibility for businesses of all sizes.

Product:

YouLend’s embedded financing platform seamlessly integrates with the world’s leading e-commerce and payment ecosystems including Amazon, Etsy, eBay, and Shopify, delivering working capital solutions through AI-driven credit assessment that achieves an industry-leading 85% approval rate with funding decisions completed within 24 hours. The solution addresses critical growth challenges for SMEs by providing flexible financing that adjusts to seasonal fluctuations and varying revenue patterns, eliminating the burden of fixed monthly payments regardless of income, and offering a 5-minute application process that reduces the typical weeks-long wait for capital.

Advantages

  • Flexible and scalable finance
  • 85% approval rate
  • Easy repayments
  • No hard credit checks

Platforms

E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Tik Tok Shops

Others

Offer details:

Minimum monthly turnover
The minimum average monthly sales required to qualify for this funding solution.
$3,000
Minimum time in business
How long your business must have been operating to be eligible.
3 months
Minimum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$1,000
Maximum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$2,000,000
Interest fees
Interest rate represents the cost of your loan. Final rate depends on your business profile and creditworthiness.
3% - 28% - of the funding amount
Duration of the contract
The duration of the funding agreement.
3-18 months
Time of decision
Maximum waiting period to receive a funding decision after submitting all required documentation.
up to 2h
Time to release funds
Expected timeframe from application approval to money being deposited in your account.
up to 48h
Additional Info

The provider offers financing for e-commerce businesses regardless of which platform they sell on.

Countries operating
Geographical regions where this funding solution is currently available to businesses.
Germany
France
Poland
United Kingdom
Spain
Netherlands
Belgium
Ireland
United States