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Growth Working Capital

Funding Solution

Loan

Financing amount

$100,000 - $10,000,000

Term

3-12 months

Fees from

12%

Time to fund

up to 24h

Description

About:

Uncapped enhances access to working capital through simple, transparent funding solutions tailored specifically for high-growth brands, retailers, and sellers across the US, UK, and Europe, empowering businesses to overcome financial barriers while maintaining focus on sustainable growth.

Product:

Uncapped’s Growth Capital delivers funding ranging from $100K to $10M with structured monthly amortization, enabling businesses to scale operations with complete clarity on capital costs through customizable repayment schedules—daily, weekly, or monthly—without requiring securities or personal guarantees. Their straightforward approach features transparent flat fees disclosed upfront, eliminating unexpected costs while providing dedicated account management to ensure solutions align perfectly with individual business needs.

Advantages

  • Minimised risk. No personal guarantees or dilution required.
  • Simple repayments. Set your repayment frequency ensuring predictable cost of capital.
  • Affordable fees. Pay a flat fee so you know the full cost upfront.
  • Personalised service. Get a tailor-made offer and a dedicated account manager.
  • Flexible spending. No restrictions on how you spend your money.
  • Early top-up availability. Access further funds once 30% of previous advance is settled.

Platforms

E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Tik Tok Shops

Walmart

Etsy

BigCommerce

Magento

Others

Offer details:

Minimum monthly turnover
The minimum average monthly sales required to qualify for this funding solution.
$100,000
Minimum time in business
How long your business must have been operating to be eligible.
6 months
Minimum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$100,000
Maximum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$10,000,000
Interest fees
Interest rate represents the cost of your loan. Final rate depends on your business profile and creditworthiness.
12% - 35%
Repayment period
The length of time you have to repay the funding amount.
3-12 months
Repayment method
The way you'll pay back the funding.
Fixed repayments, daily, weekly, bi-weekly, monthly cadence
Duration of the contract
The duration of the funding agreement.
3-12 months
Time of decision
Maximum waiting period to receive a funding decision after submitting all required documentation.
up to 24h
Time to release funds
Expected timeframe from application approval to money being deposited in your account.
up to 24h
Insurance
Any required insurance coverage for the funding agreement.
not mandatory
Additional Info
  • No covenants, warrants, personal guarantees or dilution
  • Full list of Supported Platforms:
    • Amazon, Shopify, BigCommerce, Adyen, Braintree, Chargebee, Chargify, Checkout.com, eBay, Etsy, Klarna, Magento, PayPal, PrestaShop, Recurly, Shopee, Shoper, Square, Squarespace, Stripe, Walmart, Wix, WooCommerce, Authorize.
Countries operating
Geographical regions where this funding solution is currently available to businesses.
Poland
United Kingdom
United States
Apply for financing