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Merchant cash advance

Funding Solution

Merchant cash advance

Financing amount

$1,000 - $500,000

Fees from

1% - variable % of monthly sales

Time to fund

up to 24h

Description

About:

Onramp Funds enhances eCommerce financing through its specialized financial technology platform, delivering tailored working capital solutions that empower online sellers to overcome cash flow challenges and accelerate growth.

Product:

Onramp’s merchant cash advance solution provides financing with same-day approval and 24-hour funding, enabling eCommerce businesses to quickly secure inventory, scale marketing efforts, or address operational needs without usage restrictions. The platform’s innovative repayment structure automatically adjusts to sales volume, eliminating fixed monthly payments and ensuring businesses only pay when their inventory actually sells.

Advantages

  • Same-day approval with 24-hour funding
  • No interest charges
  • Flexible repayment based on sales
  • No credit check required

Platforms

E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Tik Tok Shops

Walmart

BigCommerce

WooCommerce

Others

Offer details:

Minimum monthly turnover
The minimum average monthly sales required to qualify for this funding solution.
$20,000
Minimum time in business
How long your business must have been operating to be eligible.
6 months
Minimum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$1,000
Maximum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$500,000
Interest fees
Interest rate represents the cost of your loan. Final rate depends on your business profile and creditworthiness.
1% - 3% - variable % of monthly sales
Repayment period
The length of time you have to repay the funding amount.
30-90 days preferred, can evaluate longer terms
Time of decision
Maximum waiting period to receive a funding decision after submitting all required documentation.
up to 24h
Time to release funds
Expected timeframe from application approval to money being deposited in your account.
up to 24h
Additional Info
  • United States only or foreign companies that have a US presence and ITIN
  • US-based company or US operations, Less than 40% debt-to-revenue ratio, no dropshipping merchants
Countries operating
Geographical regions where this funding solution is currently available to businesses.
United States
Apply for financing