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Funding Solution

Loan

Financing amount

$30,000 - $5,000,000

Fees from

1%

Time to fund

up to 48h

Description

About:

Karmen simplifies access to non-dilutive financing for businesses, providing customized funding solutions with unprecedented speed and flexibility.

Product:

With Karmen’s streamlined digital platform, businesses can access loans ranging from €30,000 to €5 million within just 48 hours, enabling them to quickly fund inventory purchases, marketing campaigns, recruitment, and other growth initiatives.

Karmen’s financing solution stands out with its simplified application process that takes less than 5 minutes to complete, transparent fixed commission structure instead of traditional interest rates, and flexible repayment terms from 1 to 24 months with no early repayment penalties.

 

Advantages

  • Flexible repayment: Linear and monthly repayments with the option of deferral. 0 surprises and 0 early repayment penalties.
  • Simple and fast: Create an account in less than 5 minutes, unlock your credit line within 48 hours
  • Stay in control: Karmen Loan is 100% non-dilutive with no hidden fees
  • Develop your company serenely: Karmen supports you over the long term, with recurring and growing funding

Platforms

E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Tik Tok Shops

Others

Offer details:

Minimum monthly turnover
The minimum average monthly sales required to qualify for this funding solution.
$30,000
Minimum time in business
How long your business must have been operating to be eligible.
9 months
Minimum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$30,000
Maximum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$5,000,000
Interest fees
Interest rate represents the cost of your loan. Final rate depends on your business profile and creditworthiness.
1% - 13%
Repayment period
The length of time you have to repay the funding amount.
Between 1 and 24 months
Repayment method
The way you'll pay back the funding.
Deferral - fixed commission
Time of decision
Maximum waiting period to receive a funding decision after submitting all required documentation.
up to 240h
Time to release funds
Expected timeframe from application approval to money being deposited in your account.
up to 48h
Countries operating
Geographical regions where this funding solution is currently available to businesses.
France