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Funding Solution

Invoice factoring

Financing amount

$30,000 - $500,000

Term

3 or 6 months

Fees from

0,05% - daily interests

Time to fund

up to 48h

Description

About:

Karmen simplifies access to non-dilutive financing for businesses, providing customized funding solutions with unprecedented speed and flexibility.

Product:

With Karmen Factor’s streamlined approach, businesses can transform unpaid invoices into immediate working capital within 48 hours, all while maintaining their client relationships since the financing remains completely invisible with no invoice assignment or collateral requirements.

Karmen Factor distinguishes itself by providing non-dilutive invoice financing that preserves the simplicity of your sales cycle, eliminates waiting for client payments, and requires only a 5-minute registration process to begin accessing funds.

Advantages

  • Invisible to your end customers. The invoice is not transferred.
  • Simple, fast and with no hidden costs: Registration in 5 minutes, release of funds in 48 hours.
  • Develop your business serenely over the long term: Karmen supports you over the long term, with recurring customer invoice financing in line with your needs.

Platforms

E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Tik Tok Shops

Others

Offer details:

Minimum monthly turnover
The minimum average monthly sales required to qualify for this funding solution.
$30,000
Minimum time in business
How long your business must have been operating to be eligible.
9 months
Minimum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$30,000
Maximum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$500,000
Interest fees
Interest rate represents the cost of your loan. Final rate depends on your business profile and creditworthiness.
0,05% - 0,05% - daily interests
Repayment period
The length of time you have to repay the funding amount.
when you receive the invoice payment (max 77 days)
Duration of the contract
The duration of the funding agreement.
3 or 6 months
Time of decision
Maximum waiting period to receive a funding decision after submitting all required documentation.
up to 240h
Time to release funds
Expected timeframe from application approval to money being deposited in your account.
up to 48h
Countries operating
Geographical regions where this funding solution is currently available to businesses.
France