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Invoice Factoring

Funding Solution

Invoice factoring

Financing amount

$30,000 - $3,000,000

Term

12 Months

Fees from

7,5% - calculated as 3% + Bank of England Base Rate, currently at 4.5%

Time to fund

up to 120h

Description

About:

eCapital UK enhances cash flow management for small and medium-sized businesses across the United Kingdom, providing flexible funding solutions backed by over two decades of experience and more than £2 billion in delivered financial support through strategically placed regional centers.

Product:

eCapital’s invoice finance solution delivers immediate cash against the value of outstanding invoices, transforming unpaid receivables into working capital within hours, while simultaneously providing comprehensive credit management services that free business owners from administrative burdens. With regional expertise across Thames Valley, South Wales, The Midlands, Northern England, and Scotland, their directors offer industry-specific insights that address the unique challenges faced by growing businesses.

Advantages

  • Improved Cash Flow. Get immediate access to funds locked in your unpaid invoices, giving you the liquidity you need to grow your business and cover day-to-day expenses.
  • No More Payment Chasing. The factoring company handles the collections process, allowing businesses to focus on their core activities without worrying about chasing payments.
  • Credit Management. Make informed decisions about your customers with our comprehensive credit checks and monitoring services. We help you minimize credit risks and identify reliable buyers.
  • Flexibility. Choose which invoices to finance and when. Our flexible financing adapts to your business needs, putting you in control of your cash flow management.

Platforms

E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Tik Tok Shops

Others

Offer details:

Minimum monthly turnover
The minimum average monthly sales required to qualify for this funding solution.
$30,000
Minimum time in business
How long your business must have been operating to be eligible.
1 month
Minimum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$30,000
Maximum amount of financing
The range of available funding. The final amount depends on your business performance and credit assessment.
$3,000,000
Interest fees
Interest rate represents the cost of your loan. Final rate depends on your business profile and creditworthiness.
7,5% - 7,5% - calculated as 3% + Bank of England Base Rate, currently at 4.5%
Repayment period
The length of time you have to repay the funding amount.
Up to 120 Days
Repayment method
The way you'll pay back the funding.
Via invoice collection
Duration of the contract
The duration of the funding agreement.
12 Months
Terms of termination
The conditions and requirements for ending the funding agreement early.
3 Month notice period
Time of decision
Maximum waiting period to receive a funding decision after submitting all required documentation.
up to 48h
Time to release funds
Expected timeframe from application approval to money being deposited in your account.
up to 120h
Insurance
Any required insurance coverage for the funding agreement.
not mandatory
Cost of Insurance
The additional expense for required or optional insurance coverage as part of your funding agreement.
0,5%
Additional Info

Clients must be trading with other businesses on credit terms, Invoicing in arrears for goods or services. Minimum annual turnover of £300k – UK registered businesses
Countries operating
Geographical regions where this funding solution is currently available to businesses.
United Kingdom
Apply for financing