Funding Solution
Inventory funding
Financing amount
$7,000 - $5,000,000
Term
Flexible; tied to each funded purchase order.
Fees from
6% - fix fee on amount funded
Time to fund
up to 48h
Description
About:
CapEc enhances eCommerce growth by providing data-driven financing solutions specifically designed for online sellers operating on major marketplaces. Their mission is to eliminate traditional barriers to inventory expansion, allowing merchants to scale sustainably without sacrificing cash flow or equity.
Product:
CapEc’s inventory financing platform leverages real-time sales data from Amazon, Shopify, Walmart, and other eCommerce channels to provide purchase order funding of up to 70% within 48 hours, with no credit checks required. The solution addresses critical cash flow challenges faced by growing online sellers including seasonal inventory demands, supplier payment terms, and the capital constraints that limit expansion opportunities, while our flexible repayment structure aligns directly with your sales cycle rather than imposing rigid payment schedules.
Advantages
- Fast approvals and funding within 48 hours to streamline inventory purchases.
- No credit checks - funding decisions based on sales data.
- Covers up to 70% of purchase orders, freeing up cash for growth.
- Flexible repayments aligned with your sales cycle - pay as you sell.
- Boosts ROI and and supports eCommerce scaling. We provide a 45 grace period before first repayment, our offer includes a clear monthly repayment schedule - when expected repayments are to be made. We try to match the expected sales rate of the inventory.
Platforms
E-commerce marketplaces or online selling channels that are supported.

Amazon

Shopify

Walmart

Others
Offer details:
- Product profitability must be >15%, and items must be non-perishable.
- Inventory as collateral
- PO must meet CapEc criteria